Find Lost Super And Unclaimed Super

There are over $13.8 billion in lost and unclaimed superannuation contribution funds for Australians waiting to be claimed. To lose track of one of your old super accounts can easily happen.

If you’ve ever changed your name, address or job, you may have lost track of super money that is yours.

Finding your lost super and bringing it all together saves on fees and makes it easier to manage.

Find Your Lost Or Unclaimed Super

ATO transfers inactive super accounts under $6,000 and without contributions for 16 months to the ATO, who matches them with the active accounts of members (the ones that have been receiving contributions).

You can search for your lost and unclaimed super. To track down your lost super, go to mygov to query the ATO on your super status. Your lost super may be held by your super fund or by the Australian Taxation Office (ATO). It’s easy to find your lost super online through the ATO:

  • Go to
  • Log in or create an account.
  • Link your myGov account to the ATO.
  • Select ‘Super’.

This will allow you to:

  • see details of all your super accounts, including inactive accounts you’ve lost or forgotten about
  • find any ATO-held super — this is held on your behalf when your super fund, your employer or the government can’t find an account to deposit your super into
  • proactively reunite and consolidate your super into a single fund by transfer to an active super account.

If you’ve recently opened a new super account, it may take up to six months to appear on myGov.

You can also find lost super using a paper form. See searching for lost super on the ATO website.

Benefits Of Combining Your Super Accounts

Do you have multiple super accounts? Many people do, particularly if they’ve changed jobs or moved around a lot.

The good news is that it’s easy to combine your super into one account. This can make managing and keeping track of your retirement savings a whole lot easier.

There are also some other benefits to combining your super:

1. Lower fees and charges – If you have multiple super accounts, then you’re probably paying multiple sets of fees and charges for each account. These can quickly add up, eating into your retirement savings over time. By consolidating your accounts, you’ll only pay one set of fees, which will save you money in the long run.

2. Better returns – Having multiple super accounts also means that your money is spread across different investments, which can impact your overall investment performance. By consolidating your accounts into one, you can choose how to invest your money so that it all works together towards achieving your financial goals.

3. Easier to keep track of – It can be difficult to keep track of multiple super accounts, especially if you’ve had a few different jobs over the years. By consolidating them

Having more than one account means paying more fees. It is worth the effort to find and consolidate your super accounts. Combining your super into one account will save you money.

Check out our dedicated article on pooling your super accounts into one big account.

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