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Category: Loans

link to Debt consolidation and refinancing

Debt consolidation and refinancing

If you have more than one loan, it may sound like a good idea to roll them into one consolidated loan. Debt consolidation (or refinancing) can make it easier to manage your repayments. But it may...

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link to Is a debt consolidation loan right for you?

Is a debt consolidation loan right for you?

March 2, 2021 If you’re overwhelmed by having different debts in different places, a debt consolidation loan might be the answer. Why is it so hard to pay off my debts? Let’s say you...

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link to Full stop: taking a ‘mortgage holiday’ when rates are low

Full stop: taking a ‘mortgage holiday’ when rates are low

October 19, 2020 Taking a short-term break from paying off your mortgage isn’t a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do...

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link to Applying for a loan to buy a business? Start here first

Applying for a loan to buy a business? Start here first

February 15, 2022 Are you thinking about taking a loan to secure a business? Prepare yourself for the process with this FAQ. Buying a business can require a lot of money, which is why many...

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link to What Is A Home Equity Loan?

What Is A Home Equity Loan?

March 29, 2021 A way to utilise the equity in your home. Many Australians own homes that are now worth far more than they still owe on their mortgages. With a home equity loan, you can unlock...

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How A Guarantor Can Help You Secure Finance

July 26, 2021 When you’re desperately trying to save up a deposit for a home and just see the prices of property climbing and climbing, it’s difficult to remain patient. But there is another...

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Welcome to Spectrum Financial Wealth. As the name suggests, we are here to help you become more financially aware of information and decisions about all things personal finance. There is a whole range of options that are out there when it comes to better understanding your options around financial matters. While what you find on this site by no means replaces proper advice from a qualified financial advisor, we hope it helps with your general financial literacy. Becuase its worth working at.

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