Whether you are starting your first job, buying your first home, starting a family, or saving for something special, we want to help give you the best start on your financial journey.
Getting your superannuation sorted
Retirement may seem a long way off but the earlier you start to take control of your superannuation the more you can take advantage of the tax-effective benefits of super. Getting your super sorted out as early as possible also means you can benefit from the effects of compounding returns. We can:
- Recommend super funds to suit your situation and goals
- Consolidate your super funds
- Help you find your lost superannuation
- Make recommendations about your super arrangements including personal contributions, salary sacrifice, co-contributions, and spouse contributions.
- Review your insurance opportunities including buying insurance through your superannuation fund.
Buying your first home
We want to help make your great Aussie dream a reality by helping you buy your first home. We can:
- Work out how much you can borrow
- Calculate the deposit you will need
- Identify ways to save for your deposit
- Set a budget and cash flow strategy to cover your mortgage commitments once you have purchased your home
- Review, recommend and organise appropriate insurances
- Recommend if you need to create or review your Will
Becoming a parent
Becoming a parent is an amazing and life-changing experience. It also has a huge financial impact on your household. A certified financial advisor can help you put a plan in place to manage your changing financial situation. We can:
- Help you create a budget to manage your cash flow when your household income changes.
- Review your insurance arrangements and provide recommendations for your growing family.
- Recommend superannuation strategies to help you continue to save for your retirement and maximise the tax benefits of superannuation.
- Identify investment strategies to help you save for long-term goals like your children’s education.